Is XRP Actually Used by Banks, or Is That Overstated?

Is XRP actually used by banks, or only Ripple software? What the pilots really tested, who moves the token today, and why bank balance sheets avoid it.

Charles Benkovich 3 min read

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Charles Benkovich

From the desk of

Charles Benkovich

Crypto markets editor. Covers Bitcoin, Ethereum, XRP, and macro-driven market analysis with a focus on separating signal from hype. Skeptical of moonshot predictions, serious about on-chain data.

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